For roughly $19.99 per month, you can protect up to three devices—such as an iPhone, iPad, and Apple Watch—under a single plan.

While Apple’s standard warranty (the one-year limited warranty) and the 90-day complimentary technical support cover manufacturer defects, AppleCare 365 is an umbrella term often used by users and resellers to describe the that stretches protection across a full 365-day cycle—and beyond. Depending on the product, AppleCare+ (the official name) typically provides three years of coverage for Macs, two years for iPads and Apple Watches, and two years with the option for renewable monthly or biennial plans for iPhones.

With previous iterations, you had only two incidents of accidental damage. Under modern AppleCare+ plans, you now get of accidental damage protection (each subject to a service fee). That means:

This depends entirely on your lifestyle. Let’s look at two users.